How It Works

Our guaranteed unemployed loans for people with bad credit receive benefits by direct lender.

  • Instant decision loans
  • Cash paid within 5 minutes
  • No late payment fees
  • Repay early to save interest
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How does Wizard Payday work?

On several occasions, startling fiscal emergencies come up all of a sudden and people become unable to cope up with sudden financial requirements due to the lack of adequate funds. But, if you have a computer/laptop or a mobile handset with an internet connection, you can find loans online and get much needs funds as soon as one business day. With us, the loan application and acquisition process is extremely simple and hassle-free.

Just see how the whole process goes on: Submit Your Application with Wizard Payday

In order to find a suitable credit lender and the best loan deal, you simply need to complete an application with the required details and submit it with us. Once we receive your application, Wizard Payday forward it to a panel of credit lenders. They review your application cautiously, check the legitimacy of the supplied facts, and reply to you accordingly.

Choose A Suitable Loan Package

Once your application is reviewed by the lenders, they come with a number of loan packages. Before choosing a specific credit package, Wizard Payday you should look for terms and conditions, rates, repayable amount, and other factors carefully so that you may get the best loan that suits your financial needs and budget very well. If you don’t understand any particular term, you can ask the lender for detailed knowledge.

Get Funds In Your Bank Account

Once everything is finalized, the lender credits the approved loan amount in your bank account as soon as 24 hours. It may take some additional times as well.

Loan Repayment

In most cases, the reimbursement of the availed funds takes place automatically. When the repayment date arrives (generally your next paycheck), the repayment amount gets deducted automatically from your bank account. Therefore, it is mandatory for you to maintain a sufficient balance in your bank account to ensure a successful loan recovery.

Collection practices

Wizard Payday reserve their right to recover the loan amount if you fail to pay that off as agreed with them. When a loan repayment deadline is missed, the lender sends you several reminders for the payment of the loan. If you don’t repay the loan with applicable interest fees and late fines, the lender may take legal action to recover the loan amount in full.

In case, you are not able to pay off the borrowed money in full on the scheduled time, owing to some reasons, you should contact the lender as soon as possible and try to seek an extension by telling the exact reason as to why you need a loan extension.

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